Natural Capital Investment Fund, Inc. (NCIFund) is a small business loan fund that supports entrepreneurs who are creating jobs and businesses in underserved communities in central Appalachia and the Southeast.

By providing flexible capital and advisory services to small businesses. agricultural enterprises and community organizations, we catalyze environmentally and socially responsible business development and wealth creation in rural communities. NCIFund is certified by the U.S. Treasury as a Community Development Financial Institution (CDFI) with a mission to create employment in underserved communities by supporting borrowers unable to meet the credit standards of traditional financial institutions because of perceived credit risk.